INSURANCE in Columbia, SC

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Not all insurance agents are the same!

Choosing the right one can make a big difference – in price, service, and value.

Theodore & Associates is an independent insurance agency – meaning we do business with multiple insurance companies and compare protection and prices to find the best value for you. We’re not computers – we are real, live members of the local community, and we’re committed to being your advocate in times of need.

Our commitment is to serving you.

Theodore & Associates knows that in South Carolina, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.

Personal and Commercial Vehicle Insurance

Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles.
Motorcycle Insurance – Ride safe and insure your motorcycle.
ATV and Motorsport Insurance – Insurance policies that cover all your toys.
Classic Car Insurance – Your classic car is an icon. Insure it well.
RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

Personal Property and Liability Insurance

Homeowners Insurance – Insurance protection for your most valuable asset.
Condo Insurance – Condos have special needs – make sure your insurance is right!
Renters Insurance – Inexpensive insurance options that make sense for renters.
Landlord Protection – Renting your home? Protect yourself with landlord insurance.
Flood Insurance – Insurance protection that covers what many homeowner’s policies don’t.
Earthquake Insurance – Specialized insurance coverage for when an earthquake strikes.
Personal Umbrella Insurance – Extra insurance protection for the unforeseen.

Commercial and Business Insurance

General Liability Insurance – Broad insurance coverage for your business and activities.
Commercial Property Insurance – Protect your business with insurance for your commercial property.
Business Auto Insurance – Cover your business with insurance for commercial vehicles.
Commercial Umbrella Insurance – Insurance coverage that helps protect your business from the rising costs of lawsuits.
Workers’ Compensation Insurance – Insurance coverage that helps you take care of your employees.
Bonds – Protect your assets with financial backups for promises made by others.

Life and Health Insurance

Whole Life Insurance – Life insurance coverage with a long-term investment.
Term Life Insurance – Insurance protection to help keep your family secure.
Health Insurance – Insurance coverage that helps take care of you.
Long Term Care - Pays cost of care for a chronic medical condition
Disability - Provides income if worker is unable to perform their job