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You’ve heard all the talk about driverless cars — but unfortunately, we’re still years away from living in a world where you just tell your car where to go, kick back and relax with a book (or, more likely, your phone).
But even though our driverless future has yet to arrive, and you still have to pay attention when you’re behind the wheel, technology actually plays a big role on the road already. And nowhere is that more apparent than the new safety features that make today’s cars safer than ever. Those features might be even more important now, because drivers aren’t necessarily better these days. In fact, according to the National Highway Traffic Safety Administration (NHTSA), 2015 ended a five-decade trend of declining traffic fatalities — the 7.2% increase in deaths from 2014 was the largest jump since 1966. Of course, we all know the basics of being a good driver: be alert, don’t speed, avoid distractions, remain mindful of the conditions, etc. While newer safety features aren’t a substitute for any of those things, they can be an excellent supplement to good driving habits. So when you’re shopping for a new (or new-to-you) car, look for vehicles that have the following options recommended by the NHTSA. They might even help you save on your insurance! Forward collision warning: These sensors in the front of the vehicle will warn you of an impending collision, giving you a chance to brake or steer clear. Automatic emergency braking: Working with forward collision warning sensors, this will automatically apply the brakes to avoid a collision. Lane-departure warning: This uses cameras to keep track of your car’s position on the roadway; if you begin to drift from your lane unintentionally, an alarm notifies you. Backup camera: These cameras, which are becoming standard equipment in more vehicles, automatically activate when the car shifts into reverse, giving you a view behind the car. Electronic stability control: This is now standard on models 2012 and later, but if you’re purchasing a used car, consider one that offers this feature. It helps you keep control in slippery conditions and on curves — according to the NHTSA, it reduces the risk of a fatal single-vehicle crash by about 50% and the risk of a fatal rollover by 80%. Other features that may be available, depending on the make and model of car you choose:
Finally, don’t forget things that have little to do with technology, but still have a big impact on safety — such as the car’s size and weight, structure and restraint systems, and its NHTSA safety rating. To look up the cars you’re considering, visit Safercar Safety Ratings. Reposted with permission from the original author, Safeco Insurance®.
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If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water — especially in the summertime.
It’s a great thought, of course. But, when you’re boating after dark, you need to think about staying safe, even as you enjoy the stillness of the water and the starry sky. Here are seven things to keep in mind, both before you hit the water and once you’re out cruising around:
While these tips are important, there’s nothing like experience to help ensure a safe voyage. If you’re a new boater or just in an unfamiliar vessel, you may want to put in more hours during the day before tackling an area at night. Even then, start with short evening outings and work your way up to a moonlight ride. And don’t forget to turn on the lights at the dock before you go! Reposted with permission from the original author, Safeco Insurance®. 3 Steps Homeowners Can Take to Stay Safe This Holiday Season
The holiday season is the most wonderful time of the year, but it’s also one of the most dangerous. The United States Fire Administration reported that structure fires, and the dollar loss per fire, is nearly one-third higher between December 1 and January 7. On Christmas Day alone, the incidence of fires caused by candles quadruples compared to any other day of the year. The holidays can also be a peak time of year for home burglaries as many police departments across the country list the week after Christmas as the highest burglary caseload. You can escape these worst-case scenarios with common sense and a little forethought. To keep your home safe and secure this holiday season, here are three simple rules. 1. Don’t Leave the Kitchen Unattended One of the leading causes of fires during the holidays isn’t Christmas trees or Christmas lights—it’s cooking. While cooking-related fires are most common on Thanksgiving, Christmas Day and Christmas Eve aren’t far behind. Home fires occur in the kitchen more than any other room in the house. Make sure that you have a smoke alarm near the kitchen and that the batteries are in working order before you begin your holiday meal preparations. If you follow the rule of never leaving the stove or oven unattended, you can avoid a potentially dangerous situation. Distractions are inevitable when your extended family arrives for Christmas Day festivities. Adding an extra set of hands to assist with cooking can help mitigate the risk of a potential fire hazard. 2. Mind Your Festive Lights Even if you follow all instructions, like making sure that the base of your Christmas tree is always submerged in water, you are still at risk for a fire if you don’t manage your Christmas lights safely. To lower your risk of a fire, always follow these light-safety tips:
Outdoor lights are a little more complex—and just as dangerous. Keep these basic guidelines in mind when setting up your display:
3. Don’t Leave Your Home (and Gifts) Vulnerable Leaving your house clearly unattended is an open invitation for burglars. If you plan on going out of town, even for a day or two, follow these simple rules:
Even if you’re staying home this holiday season, you still need to take steps to defend your home against burglars:
Get Peace of Mind This Holiday Season from Auto-Owners Insurance This holiday season is the perfect time to check with your insurance agent to confirm that you are protected against everything that could go wrong. The independent agents are experts at seeing gaps in your home insurance coverage that could leave you and your home vulnerable. For example, what if gifts are stolen from the trunk of your car while it’s parked in your driveway? Is that covered? Your insurance agent can answer all these home insurance questions and give you the peace of mind that comes with knowing that your home and your presents are protected this holiday season. for more information, please visit Auto-Owners' blog. |
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