As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out and about, whether on foot, bike, or skateboard, or by car, motorcycle, or RV, increasing the risk of an accident. And, the summer heat isn’t exactly kind to your vehicle.
Still, there’s no stopping the allure of a summer drive. To help keep yours safe, keep your attention on the road and on your surroundings, as well as on these safety tips.
Summertime Safety Behind the Wheel
Just like winter, summer has its own set of seasonal hazards that require your complete attention as a driver. Here are some to be particularly mindful of:
Road Trip Safety
A road trip with family and friends can make a memorable summer for both the right and the wrong reasons. Make it the right reasons with some careful planning and driving. There will be plenty of time for fun once you reach the campground, resort, or cabin.
There’s no better time to be on the road than when the sky’s clear and the sun’s shining. We wish you safe travels and a wonderful summer!
For more information, visit the Safeco blog.
It’s easy to lower your insurance costs — especially if you have a great driving record, or don’t mind having higher deductibles.
Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad campaigns to convince you to “switch and save” — but the truth is, many people can find savings no matter who their insurance company is. According to the Insurance Information Institute and other experts, here’s how you can, too:
For more information, visit Safeco Insurance®.
Today, as car sharing has grown in popularity (well over a million people are members of various services in the U.S., according to the Transportation Sustainability Research Center (TSRC)), the number of options has grown, too.
You can borrow a company-owned car (think Zipcar or Car2Go) for a few hours at a time or for a daily rate, returning it to the spot where you picked it up or a drop-off area in a designated zone. You can even rent cars from other individuals—and rent your car to them.
There are benefits and drawbacks to car sharing—just as there are when driving your own car everywhere. But is sharing right for you? Here are four things you should consider before you get started.
There’s a lot to like about car sharing, but there’s a lot to think about, too. Don’t hit the road before you weigh the pros and cons—and make sure you’re protected.
For more information, check out SafeCo's website.
Here are 5 important auto insurance tips to consider ahead of this winter's major weather events.
1. Confirm your insurance is active and premiums are paid. Have a current copy of your insurance card in your vehicle or with you.
2. Select liability limits that are right for your financial circumstances. If you find yourself at-fault in an accident and have insufficient liability coverages, your personal assets are at risk for paying the remaining financial obligation.
3. If you rent a vehicle for a trip, check with your insurance agent to see if your policy includes coverage. Also, make sure you don’t duplicate benefits from your own policy if you decide to get rental insurance. A quick call to your agent should help determine that.
4. Verify that your homeowners or renters insurance covers the theft of personal items from your vehicle, especially if you are planning to haul more expensive items. Many people believe that vehicle insurance covers replacement of stolen items from their vehicles, but that usually is not the case.
5. Know if your policy includes roadside assistance, such as towing, fuel delivery, lockout service and jump-starts.
In addition to the insurance tips above, Department officials advise drivers to keep emergency kits in their vehicles, especially for long trips. A good kit should include a first-aid kit, batteries, flashlights, drinking water, snacks, jumper cables, ice scrapers, tissues and towels, a tow rope, extra clothing and blankets.
State officials also recommend checking in on family members ahead of dangerous winter weather events, and reassessing your immediate family’s insurance needs. Make sure that important insurance and legal papers are in a secure place that more than one person knows about. Assess personal insurance needs for yourself and your family. Needs for an older adult, for example, could be much different from those of a child or grandchild.
For more information, please visit PropertyCasualty360.