With the holiday weekend ahead of us, many of you may be doing some local travel. The weather hasn't been great lately, so please consider these driving tips if you encounter a tornado!
What to Do If You’re Caught in Your Car During a Tornado
Tornadoes are the most violent storms anywhere, and about 1,200 touch ground in the United States every year, according to the National Weather Service (NWS).
They’re as unpredictable as they are violent, most often occurring in the early spring on the Gulf Coast, in May and June on the southern plains, and in June and July in the upper Midwest. But, tornadoes can occur any time of year and have been recorded in every state, says the NWS.
If a twister forms when you’re traveling through an unfamiliar region, or even while driving near home, you don’t have much time to make smart decisions that can help save your life. The NWS and Red Cross recommend these actions if a tornado catches you while you’re on the go:
Be Alert and Prepared
1. Know the difference between a watch and a warning:
If You’re Caught Outside or Driving
1. Don’t wait to see a funnel once you hear a Tornado Warning.
Always remember, whenever you encounter severe weather that a violent storm can escalate and travel quickly. If you’re at home, be ready to put your emergency plan into place, if you can – practicing family drills and setting aside supplies ahead of time will help. If not, take the most appropriate safety measures possible, such as the ones shared above.
If you have 10 or more employees, a group disability benefit may be a valuable addition to your employee benefits package.
Group disability plans typically provide a totally disabled covered employee with a benefit of up to 60% of their pre-disability income, to a specified maximum, such as $10,000 a month. It can help to cover personal expenses as well as provide business overhead protection.
Advantages of a group plan include:
Drawbacks to group disability plans include:
When offering voluntary disability benefits or buy-up options to your employees, access to information is important. Determining how much disability insurance your employees need and can afford requires them to examine their income, assets, expenses and liabilities, and then to figure how long they could keep everything going if they were unable to work. Theodore & Associates can help you every step of the way! Call or email us today!